Catastrophe Issues

IRC research examines insurance industry exposure to catastrophic losses from natural disasters including:

Coastal Exposure and Community Protection: Hurricane Andrew’s Legacy

Estimated Cost of Compliance with 1991 Building Code Seismic Requirements

The National Flood Insurance Program: Agency and Insurer Perspectives

Surviving the Storm: Building Codes, Compliance, and the Mitigation of Hurricane Damage

Earthquake Losses Under Workers Compensation and General Liability

Fire Following Earthquake: Estimates of the Conflagration Risk to Insured Properties in Greater Los Angeles and San Francisco

Catastrophic Losses: How the Insurance System Would Handle Two $7 Billion Hurricanes